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Real Estate Agent and Brokers

Real Estate Agent E and O

Why Choose Real Estate Agents/Brokers E&O First Indemnity's Real Estate Agents/Brokers? E&O is created by experts who comprehend the unique needs of the real estate industry.  We have assisting firms like yours since 1986 and we know Professional liability at the best prices available and with a program to suit your specific needs.

From $100,000 to $5,000,000       Deductibles from $0 to $100,000

Applications  E and O     Business Owners Policy

For real estate firms which derive at least 50% of their commission income from residential real estate. We can consider accounts with up to $20,000,000 in commission income.

What Is E&O Insurance?

The insurance company defends the claim when an agent carries E&O insurance. It pays any settlement or judgment against the agent up to the limits of liability stated in the policy. The coverage protects real estate professionals against financial losses from lawsuits filed as a result of their work in the real estate profession. 

  • Errors and Omissions (Mal Practice) Insurance
  • Disciplinary Proceedings Coverage
  • Personal Injury Coverage
  • Lock Box Coverage                                 $25,000 Each Policy Period
  • Technology Professional Coverage
    • unauthorized access to computer services that results in:
      • 1 )the destruction, deletion or corruption of electronic data on computer services; or
      • 2) denial of service attacks against computer services or transmission of malicious code to computer services.
    • Deductible reduced by 50% with Mediation
    • Claims Expense $250/day $5,000 per policy period
    • Domestic Coverage Extension
    • Extended Reporting Periods Available
Optional PROFESSIONAL LIABILITY ENHANCEMENTS
  • Cancelled Conferences                       $25,000 for each Policy Period
  • Counseling Support                            $5,000  for each Claim;
  • Emergency Web Hosting                   $500 for each Policy Period
  • Real Estate Emergency Consulting     $50,000 for each Policy Period
  • Temporary Meeting Space                $25,000 for each Policy Period
  • Travel Disruption Due to Terrorism   $50,000 for each Policy Period
  • Workplace Violence Counseling        $50,000 for each Policy Period
  • First Dollar Defense
  • Defense costs outside the limit of liability Available

Applications  E and O     Business Owners Policy